How Co-operatives Are Managed in Zimbabwe

Understanding the Roles, Meetings & Leadership in a Registered Co-op Society
When a co-operative is registered in Zimbabwe, it becomes an official business entity — just like a company. But unlike most companies, co-operatives are owned and controlled by their members, who work together to meet their shared goals. So how are decisions made? Who is in charge? And how do co-operatives stay accountable?
Let’s break it all down into simple terms.
๐ง๐ค๐ง 1. The General Meeting: The Highest Authority
In every co-operative, the most powerful decision-making body is the general meeting of members. This is where:
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All members can attend and vote.
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Big decisions are made — like changing the rules (by-laws), electing leaders, or deciding how to use the profits.
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Each member gets one vote, regardless of how much they contributed.
At least once a year, an Annual General Meeting (AGM) must be held to:
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Review the past year’s performance.
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Approve financial reports and plans.
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Elect or re-elect leaders.
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Decide on profit-sharing or reinvestment.
In emergencies or for special issues, a Special General Meeting can be called.
๐ 2. First General Meeting
Within three months of registration, a new co-op must hold its first general meeting to:
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Elect a management committee.
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Elect a supervisory committee (if needed).
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Start official operations.
๐ช 3. The Management Committee: Day-to-Day Leaders
Elected by members, the management committee is responsible for the day-to-day running of the co-operative. It usually includes:
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A chairperson
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A vice-chairperson
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A secretary
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A treasurer
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And 3–9 additional members (depending on the co-op size)
They must meet at least once a month and make decisions as a group. All decisions are written down in minutes.
๐ 4. What the Management Committee Does
The committee:
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Runs the business and finances of the co-op.
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Hires staff or a manager (if needed).
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Prepares budgets and annual plans.
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Makes sure operations stick to the by-laws.
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Opens bank accounts and manages loans.
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Can suspend officers who are not doing their job properly — but must report to the Registrar.
๐ โ๏ธ 5. Who Can’t Be on the Committee?
To protect the co-op, the law says some people can’t be elected to the committee. These include:
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Bankrupt people or those recently convicted of fraud.
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People who owe the co-op money and haven’t paid it back.
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Employees of the co-op.
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People already serving on another co-op committee with the same purpose.
โณ 6. How Long Do Committee Members Serve?
They are elected for a 3-year term, but:
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At least one-third must step down each year (though they can be re-elected).
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If someone misses 3 meetings in a row without good reason, they lose their position.
๐ต 7. No Profiting from the Position
Committee members:
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Are not paid a salary for serving.
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Can receive reasonable allowances for expenses (like travel) — but only if approved by members and the Registrar.
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Must not use their position to benefit personally from the co-op.
๐ฅ 8. The Supervisory Committee: The Watchdogs
If a co-op has:
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50 or more members, or
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Offers loans to members,
it must have a supervisory committee (3–5 members).
This committee:
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Checks the work of the management committee.
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Examines finances at least every 2 months.
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Reports to the AGM and can call special meetings if something is wrong.
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Cannot include members of the management committee.
๐ง๐ผ 9. Key Officers and Their Roles
Here’s what each officer typically does:
Officer | Role |
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Chairperson | Leads meetings, represents the co-op |
Vice-Chairperson | Steps in when the Chair is unavailable |
Secretary | Keeps records, handles communication |
Treasurer | Manages money, prepares financial documents |
Manager (if hired) | Runs the co-op daily under the committee's supervision |
๐ก๏ธ 10. Accountability
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Every decision must be written down in minutes (meeting records).
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If the committee does something wrong or causes losses through negligence, they can be held personally liable.
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The Registrar (a government officer) can attend meetings and oversee disputes or issues.
๐งพ 11. Delegate System (for Large Co-ops Only)
If a co-op has over 2,000 members, it can use a delegate system, where members elect representatives to attend general meetings. This helps manage large numbers but still keeps the power in the hands of members.
๐ In Conclusion
A co-operative is a democratic, member-owned business. Its success depends on:
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Transparent leadership,
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Regular meetings,
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Financial accountability,
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And active member participation.
By following the rules in Zimbabwe’s Co-operative Societies Act, co-ops can thrive and bring real benefits to their communities.
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