India's Aadhaar Revolution in Cooperative Banking: A Wake-up Call for Africa.
On August 21, 2025, India’s Unique Identification Authority (UIDAI) launched a bold Aadhaar-based authentication framework for cooperative banks. In one sweep, 34 State Cooperative Banks (SCBs) and 352 District Central Cooperative Banks (DCCBs)—more than 380 institutions—were integrated into the Aadhaar ecosystem.
This development is not just another banking reform. It is a paradigm shift, proving that cooperative banks, often dismissed as too “small” or...
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