At Bermuda Credit Union, our members are more than just clients—they’re part of our community. Hear from Kovette Bean, who shares how we’ve supported her in achieving her financial goals.

We’re proud to be the financial institution that you can count on, just like a trusted friend.
Join our family today and experience the difference.

Start their journey to financial independence early with CU-CLUBBS, our Young Savers Program!
Designed for children from birth to age 18, the CU-CLUBBS account helps young savers grow their funds while teaching the value of saving.
Here’s what makes CU-CLUBBS special:
- Start saving with as little as $5.
- Earn interest at 0.75% per annum, applied monthly.
- Seamlessly transition to full membership with permanent shares at 18.

Give your child the gift of financial empowerment today. Visit bcu.bm/savings to view the requirements and book a time to open an account - take the first step toward a bright financial future!

Being a member of Bermuda Credit Union comes with real financial benefits!
Better Rates & Lower Fees: Get higher savings interest rates and easier access to loans compared to traditional banks.
🛠 Member Services: Enjoy a range of financial products tailored to your needs, including savings accounts, loans, and more.
🗳 Democratic Control: Every member gets an equal vote in electing board members—regardless of how much they have in savings.
🫱🏽‍🫲🏿Community Focus: We’re all about giving back and supporting the financial well-being of our members.
Learn more about membership at bcu.bm/membership/

Borrow smarter with Bermuda Credit Union!
Our Regular Personal Loans are designed to help you reach your goals without compromising your financial stability. Whether it’s education, medical expenses, or a major purchase, we’ve got you covered.

Here’s what makes our loans different:
• Borrow up to 4x your savings: Access the funds you need while keeping your savings intact as collateral. For example, if you have $25,000 in your share savings account, you can receive a loan of up to $100,000. Your $25,000 is held with us until the loan is repaid.
• Fixed monthly payments: Enjoy predictable payments that stay the same throughout your loan term.
• No prepayment fees: Pay off your loan faster without penalties.
• Save while you borrow: A portion of each loan repayment goes straight into your savings, helping you build financial security as you repay.
For example:
• If you borrow $100,000 over a 10 year repayment term, you would need $25,000 in your initial savings to be held as collateral. As you repay the loan, part of each monthly payment will be deposited on top of your collateral to help you save. By the time you finish repaying the loan at the end of the 10 years, your initial $25,000 will have grown to over $40,000.

At Bermuda Credit Union, we’re here to help you achieve your financial goals with confidence and support.

Learn more today at bcu.bm/loans.

At Bermuda Credit Union, our members are at the heart of everything we do. Hear it from Corlita Davis, who calls us “a caring partner” she can depend on and trust.
Thank you, Corlita, for your kind words and for being part of our Credit Union family.