Introduction. Dadiso Consumer Co-op is raising capital through a public debenture issue to expand its women-led beauty and wellness network across Zimbabwe. The funds will be used to establish a branded salon chain, develop a house brand of beauty products, and empower members economically.

Offer Summary. A total of 4,500,000 unsecured debentures are being offered at US$1 each. Each debenture carries a fixed coupon of 32% per annum, payable quarterly. The maturity term is 5 years, at which point the principal is fully redeemable.

Use of Proceeds. Funds raised will be allocated to:
Rollout of 60 Dadiso-branded salons across Zimbabwe
Development and production of Dadiso house-brand hair and beauty products
Establishment of supporting distribution and logistics infrastructure

Member & Investor Benefits. Debenture holders benefit from attractive quarterly returns and potential cooperative dividends. Members also enjoy loyalty rewards, discounted products, affiliate income, and community wellness programs.

Governance & Oversight. The Co-op is governed under the Zimbabwe Co-operatives Act [Chapter 24:05]. Financial management is overseen by elected members and audited annually, ensuring transparency and accountability.

Risk Factors. Risks include market competition, operational challenges, and limited liquidity. While returns are planned, they are not guaranteed. Prospective investors should conduct independent due diligence.