🌍 Co-ops Africa – Services Catalogue

Empowering African Co-operatives Digitally, Financially, and Socially

Co-ops Africa provides a comprehensive suite of services designed to help co-operatives grow, raise capital, digitise, protect members, and generate income. Our offerings combine digital platforms, consulting, finance, insurance, tokenisation, and content monetisation, all under the trusted coops.africa brand.

1️⃣ Digital Services – Website, Email & Hosting

Professional digital identity for your co-op

• Website Design & Hosting: Custom websites on subdomains of coops.africa (e.g., yourcoop.coops.africa)

  • Starter: US$50 setup + US$5/month

  • Standard: US$120 setup + US$8/month

  • Premium: US$250 setup + US$12/month

• Co-op Branded Emails: Professional emails ending with @coops.africa

  • US$1/mailbox/month

  • 10-mailbox bundle: US$8/month

• Hosting & Support: Secure, reliable hosting with backups and technical support

Benefits: Builds trust, credibility, and digital presence for co-ops.

2️⃣ Consulting Services – Formation to Dissolution

End-to-end co-op advisory

• Formation & Registration: US$200 – US$500

• Governance & Compliance: US$100 – US$250/year

• Business & Strategic Planning: US$150 – US$600

• Financial Management & Audit Prep: US$150 – US$400

• Growth & Investment Advisory: US$400 – US$700

• Conflict Resolution & Mediation: US$100 – US$600

• Dissolution & Exit Support: US$250 – US$800

Special Bundles:

• Starter Package: US$750

• Growth Package: US$1,000

• Full Life-cycle Advisory Retainer: US$150/month

3️⃣ Cooperative Finance

Funding solutions for co-ops of all types

• Capital Raising: 3–5% of funds raised

• Trade Finance & Instruments: 1–2% of transaction value

• Real Estate & Housing Co-op Finance: 2–4% of project size

• SACCO & CFI Loan Book Growth: From US$200/month retainer

• Agriculture & Agro-processing: 2–4% of funding size

• Mining & Resource Finance: 2–4% of funds raised

• Other Sector Finance: Education, Health, Technology, Transport

Benefits: Access to capital, structured growth, and diversified investment opportunities.

4️⃣ Insurance Products

Protecting Co-op Societies and Cooperators

• Life Insurance: US$3–US$10/member/month

• Funeral Cover: US$1–US$5/member/month

• Credit Life Insurance: 0.5–1% of loan value

• Short-Term Insurance: Asset, agriculture, motor, trade, and health insurance

• Co-op Sure Bundle: Life + Funeral + Health cover

Benefits: Ensures members are financially protected while supporting co-op growth.

5️⃣ Tokenisation of Co-op Projects

Digital ownership of co-op assets

• Infrastructure & real estate

• Agriculture & mining projects

• Trade finance receivables

• Energy & green projects

• SACCO/CFI loan books

Fees:

• Feasibility & structuring: US$1,000 – US$2,500

• Token creation & smart contracts: US$2,000 – US$5,000

• Listing support: 2–4% of funds raised

• Compliance & reporting: US$500/year

Benefits: Unlocks local & global investment, fractional ownership, and liquidity for co-op projects.

6️⃣ Co-op MarketSpace – Online Store

Your digital stall in Africa’s cooperative marketplace

• Standard Stall: US$120/year (up to 50 listings)

• Expanded Stall: US$180/year (up to 100 listings + priority placement)

• Premium Stall: US$250/year (unlimited listings + featured promotions)

Benefits: Sell directly to co-op members and global buyers, grow visibility, and increase sales.

7️⃣ Co-op Content Monetisation

Turn stories, tutorials, and creative content into income

• Revenue split: 70% to creator, 30% to Co-ops Africa

• Monetisation models: pay-per-view, subscriptions, donations, ad revenue

Pay-Per-View Films:

• Price: US$0.20 per film

• Revenue split: 70/30

Benefits: Supports co-op creative industries and generates member income.

8️⃣ Institute of Co-operative Management (ICM) Courses

Professional training for co-operators

• Pricing: per course (listed on ICM page at coops.africa)

• Delivery: Online or in-person

• Certification: Official ICM certificate on completion

Benefits: Develop skills, build credibility, and strengthen co-op management capacity.

9️⃣ Member Contribution Collection & Strategic Investment

Collect contributions digitally while growing value

• Co-ops Africa deducts 30% of contributions for strategic investments:

Remaining 70% goes to co-op operational funds.

10️⃣ Co-op Debenture Listings

Facilitating private placement fundraising

• Pricing: 12.5% facilitation fee + US$250 listing setup

• Disclaimer: Co-ops Africa does not sell or distribute debentures. All issues are private placements by the issuing co-op. Co-ops Africa only provides listing, hosting, and promotional support.

This catalogue positions Co-ops Africa as a one-stop partner for digital, financial, insurance, education, and investment services, fully tailored to the cooperative movement.

🌍 Co-ops Africa Digital Services

Co-ops Africa provides affordable, professional, and cooperative-friendly digital solutions that give your society a credible online presence. Every service is designed to help co-operatives showcase their identity, connect with members, and transact confidently in the digital economy.

🌐 Website Design & Hosting

Give your co-operative a modern, mobile-friendly website on the trusted coops.africa domain. Each site will be customized with your society’s brand, logo, and content.

• Features include:

  • Professionally designed landing page

  • About Us, Membership, Products & Services sections

  • News/Announcements/Events page

  • Contact form linked to your co-op email

  • Hosting on the secure coops.africa servers

  • Free SSL (https:// security)

• Pricing:

  • Starter Website: US$50 setup + US$5/month hosting

  • Standard Website (5–7 pages): US$120 setup + US$8/month hosting

  • Premium Website (10+ pages, advanced features e.g., e-commerce, member portal): US$250 setup + US$12/month hosting

All websites will be created as subdomains of coops.africa (e.g., yourcoop.coops.africa) giving your co-op an instant African cooperative identity online.

📧 Co-op Branded Emails

Boost trust and professionalism with co-op branded email addresses that end with @coops.africa.

• Examples:

  • info@yourcoop.coops.africa

  • chairperson@yourcoop.coops.africa

  • finance@yourcoop.coops.africa

• Pricing:

  • US$1 per mailbox/month (5GB storage each)

  • Discount bundle: 10 mailboxes @ US$8/month

Say goodbye to generic Gmail or Yahoo—your co-op deserves a professional identity in every email.

☁️ Hosting & Support

Our hosting packages ensure your co-op’s website and emails are secure, fast, and always online.

• 99.9% uptime

• Data backups included

• Technical support available for updates and troubleshooting

• Hosting Fees: Included in website packages above.

• Additional Storage/Features: From US$3/month

✨ Why Choose Co-ops Africa?

• Tailored for African Co-operatives

• Affordable, scalable, and easy to set up

• Strengthens your co-op’s digital footprint

• Builds trust with members, partners, and investors

👉 Special Offer: First 100 co-ops to register get free setup on Starter Website (save US$50)!

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🤝 Co-ops Africa Consulting Services

Your Partner from Formation to Dissolution

Co-ops Africa provides end-to-end consulting services to support co-operatives through their entire journey. Whether you are registering a new society, strengthening governance, raising capital, or preparing an exit, we provide professional, practical, and affordable solutions tailored for the cooperative model.

1️⃣ Co-operative Formation & Registration

From idea to legal entity.

• Guidance on co-op types under the Co-operatives Act

• Drafting constitutions & by-laws

• Preparing registration forms & documentation

• Filing with the Registrar of Co-operatives

• Member education & onboarding sessions

💲 Pricing:

• Advisory & document preparation: US$200 – US$350 (once-off)

• Full service (we handle all paperwork & filing): US$500 (includes up to 20 members trained in Co-op Basics)

2️⃣ Governance & Compliance Support

Keep your co-op compliant and well governed.

• Constitution/by-law amendments

• Annual Return filing support

• AGM preparation & facilitation

• Director/committee training on roles & responsibilities

• Regulatory compliance checks

💲 Pricing:

• Compliance check & filing support: US$100 – US$250 per year

• AGM facilitation package: US$150 per AGM

• Governance training: US$10 per participant (min. US$100 per session)

3️⃣ Business & Strategic Planning

Turn your co-op into a thriving enterprise.

• Business plan & strategic plan development

• Market research & feasibility studies

• Financial projections & capital structuring

• Fundraising support (debentures, shares, grants, partnerships)

💲 Pricing:

• Business Plan: US$300 – US$600

• Strategic Plan Workshop: US$400

• Financial Projections: US$150 – US$250

4️⃣ Financial Management & Audit Prep

Strengthen financial discipline and accountability.

• Setting up financial systems

• Training treasurers & finance committees

• Bookkeeping & reporting templates

• Audit preparation assistance

💲 Pricing:

• Bookkeeping setup package: US$200

• Training session: US$150

• Audit prep & support: US$250 – US$400

5️⃣ Co-op Growth & Investment Advisory

Unlock the power of cooperative capital.

• Structuring share capital & member contributions

• Co-op Debenture issuance advisory

• Linking with CDE (Co-op Debentures Exchange)

• Investment readiness coaching

💲 Pricing:

• Investment readiness package: US$400 – US$700

• Debenture issue advisory: From US$500 (depending on size of raise)

6️⃣ Conflict Resolution & Mediation

Protect unity and resolve disputes.

• Mediation between members

• Arbitration support

• Leadership transition guidance

💲 Pricing:

• Mediation session: US$100 per session

• Full dispute resolution package: US$300 – US$600

7️⃣ Dissolution & Exit Support

When it’s time to close, do it right.

• Legal compliance for dissolution

• Asset distribution guidance

• Member settlement facilitation

• Deregistration filing

💲 Pricing:

• Simple dissolution: US$250

• Complex dissolution (with asset distribution & liabilities): US$500 – US$800

🌟 Special Consulting Bundles

• Starter Co-op Package (Formation + Governance Training + 1 Year Compliance Support): US$750

• Growth Package (Business Plan + Financial Setup + Investment Readiness): US$1,000

• Full Life-cycle Advisory Retainer (Ongoing support covering compliance, governance, and advisory for 12 months): US$150/month

👉 With Co-ops Africa, your co-op is never alone. From the first member meeting to the last balance sheet, we’ll be there to guide, train, and grow with you.

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💰 Co-ops Africa – Cooperative Finance Solutions

Co-ops Africa empowers co-operatives with innovative financing models that unlock growth, create jobs, and strengthen member wealth. We provide advisory and structuring services to mobilize capital for co-operatives across all sectors — from start-up to expansion, trade, real estate, agriculture, mining, and beyond.

1️⃣ Capital Raising for Co-operatives

From Seed to Expansion
We help co-operatives raise funds through member equity, co-op debentures, preference shares, and institutional partnerships.

• Start-up capital mobilization strategies

• Expansion funding for scaling co-op enterprises

• Structuring community-based investment vehicles

• Accessing impact investors and development funds

💲 Pricing (Advisory Fees):

• Capital Raise Advisory: 3–5% of funds raised

• Capital Structuring Package: US$600 – US$1,200

2️⃣ Trade Finance Solutions

Fueling co-op trade and exports.
We design trade finance structures and instruments that enable co-operatives to participate in local, regional, and global trade.

• Letters of Credit & Bills of Exchange guidance

• Invoice Discounting & Factoring

• Supply chain finance

• Export/import advisory for co-op produce

💲 Pricing:

• Trade Finance Advisory: US$400 – US$800 per transaction

• Instrument Structuring: 1–2% of transaction value

3️⃣ Real Estate & Housing Finance

Co-ops building communities.
We support housing co-operatives and real estate projects that create affordable, member-owned solutions.

• Housing co-op structuring & registration

• Mortgage & construction finance advisory

• Real estate investment partnerships

• Housing project feasibility & funding

💲 Pricing:

• Housing Co-op Setup Advisory: US$500 – US$1,000

• Real Estate Finance Advisory: 2–4% of project size

4️⃣ SACCOs & CFIs Finance Solutions

Strengthening cooperative financial institutions.
We help Savings & Credit Co-operatives (SACCOs) and CFIs grow their loan books and expand their services.

• Capital raising through debentures & institutional loans

• Loan book expansion strategies

• Liquidity management

• Credit policy and risk frameworks

💲 Pricing:

• CFI/SACCO Advisory Retainer: From US$200/month

• Loan Book Expansion Advisory: 2% of funds mobilized

5️⃣ Agriculture & Agro-Processing Finance

Financing the backbone of African co-ops.
We design tailored financial solutions for farming co-ops, commodity groups, and agro-processing ventures.

• Input finance for farmers (seed, fertilizer, equipment)

• Commodity-backed lending

• Agro-processing project finance

• Insurance-linked agricultural financing

💲 Pricing:

• Agricultural Finance Structuring: US$300 – US$700

• Project Finance Advisory: 2–4% of funding size

6️⃣ Mining & Natural Resources Co-op Finance

Unlocking shared wealth in extractives.
We provide specialized advisory for co-ops in artisanal mining, small-scale mining, and resource value chains.

• Mining project structuring & compliance

• Equipment leasing finance

• Offtake financing (buyer-backed lending)

• Community benefit-sharing models

💲 Pricing:

• Mining Co-op Advisory Package: US$700 – US$1,500

• Offtake & Leasing Finance Advisory: 2–4% of funding raised

7️⃣ Other Finance Solutions

• Education Co-op Finance: Student loan and school development co-ops

• Health Co-op Finance: Clinics, pharmacies, and mutual health funds

• Technology Co-op Finance: ICT equipment, platforms, and innovation hubs

• Transport Co-op Finance: Fleet financing and logistics cooperatives

🌟 Special Cooperative Finance Bundles

• Start-Up Finance Package: Co-op Formation + Business Plan + Capital Raising Advisory → US$1,200

• Growth & Expansion Package: Debenture Issue Advisory + Trade Finance Structuring + Loan Book Expansion → US$2,000

• Agriculture Value Chain Package: Input Finance Structuring + Agro-Processing Project Finance → US$1,500

👉 With Co-ops Africa Finance, your co-operative can access affordable capital, grow sustainably, and empower its members — while staying true to cooperative values.

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🛡️ Co-ops Africa Insurance Solutions

Protecting Co-op Societies and Cooperators

Co-ops Africa provides tailored insurance products designed for the cooperative movement. Whether it’s protecting members’ lives, assets, businesses, or co-op projects, our insurance offerings give peace of mind and ensure resilience against unexpected risks.

1️⃣ Life Insurance Products

Protecting Members & Their Families

• Group Life Cover for Co-op Societies
  Affordable life cover for all members of a registered co-op, providing a lump sum payout to families in the event of a member’s death.

  • Cover: US$2,000 – US$10,000 per member

  • Premiums: From US$3 – US$10 per member/month

• Funeral Cover (Co-op Burial Society Plan)
  Tailored funeral cover that pays out within 48 hours to support members’ families with burial expenses.

  • Cover: US$1,000 – US$5,000

  • Premiums: From US$1 – US$5 per member/month

• Credit Life Insurance
  Protects SACCOs and CFIs by covering outstanding member loans in the event of death or disability.

  • Premiums: % of loan value (from 0.5% – 1% of loan balance)

2️⃣ Short-Term Insurance Products

Protecting Co-op Assets & Businesses

• Co-op Asset Insurance
  Covers buildings, equipment, and stock owned by the co-op society.

  • Premiums: Calculated at 1–3% of asset value per year

• Agriculture Insurance
  Covers farming co-ops against drought, floods, pests, and crop failure. Livestock cover also available.

  • Premiums: From US$5 – US$15 per hectare/livestock unit

• Transport & Motor Vehicle Insurance
  Covers vehicles owned by transport co-ops, SACCOs, and members.

  • Premiums: From 5% of vehicle value annually

• Trade & Credit Insurance
  Protects trading co-ops against defaults on payments and credit risks.

  • Premiums: Negotiated based on turnover (typically 1–2% of covered sales)

• Health Insurance (Mutual Health Co-op Plans)
  Affordable medical cover for members and their families, structured as group schemes.

  • Premiums: From US$15 – US$25 per member/month

3️⃣ Specialized Co-op Insurance Solutions

• Housing Co-op Insurance – protect communal housing projects against fire, floods, and construction risks

• Mining Co-op Insurance – insure equipment, shafts, and member accidents

• Event Insurance – cover large co-op gatherings, AGMs, and pilgrimages

🌟 Why Co-ops Africa Insurance?

✅ Group discounts for registered co-op societies
✅ Fast claims processing through co-op structures
✅ Flexible premiums tailored to member affordability
✅ Keeps wealth within the cooperative movement

👉 Special Offer: Co-ops registering with Co-ops Africa receive 1 month free cover on their Group Life Plan when signing up 50+ members.

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🔗 Tokenisation of Co-op Projects

Turning Cooperative Assets into Digital Investment Opportunities

Co-ops Africa introduces Tokenisation for Co-operative Projects — a cutting-edge way for co-ops to raise capital, attract global investors, and provide liquidity to members. Through tokenisation, real-world co-op assets and projects are digitally represented as tokens on a secure blockchain platform, making investment transparent, divisible, and tradeable.

🌍 What is Tokenisation?

Tokenisation is the process of converting the value of a co-op’s project, asset, or cash flow into digital tokens that can be sold to investors. Each token represents a share of ownership, a right to income, or a claim on future project returns.

For co-ops, this means:

• Easier access to funding (local & global)

• Fractional ownership (members can invest from as little as $1)

• Transparent record-keeping (blockchain-based trust)

• Liquidity for investors (tokens can be traded on approved exchanges like the Cooperative Debentures Exchange – CDE)

🛠️ Types of Co-op Tokenisation

1️⃣ Infrastructure & Real Estate Projects

• Housing co-ops, shopping malls, and co-op office buildings can be tokenised so members and investors buy “digital shares.”

• Example: A US$1M housing co-op project tokenised into 1M tokens at US$1 each.

2️⃣ Agriculture & Mining Co-ops

• Tokenising commodity production (maize, cotton, gold, etc.) so investors pre-finance harvests or mining outputs in exchange for tokenised claims.

• Example: Each token represents 1kg of maize or a portion of future gold output.

3️⃣ Trade Finance Tokens

• Tokenising trade receivables, invoices, or export contracts, allowing cooperatives to finance trade more efficiently.

4️⃣ Energy & Green Projects

• Tokenising solar farms, biogas plants, or clean energy projects run by co-ops, attracting ESG investors.

5️⃣ SACCO/CFI Loan Books

• Co-op financial institutions can tokenise parts of their loan books, raising capital from investors while expanding lending capacity.

💲 Tokenisation Pricing & Advisory Fees

Co-ops Africa provides end-to-end tokenisation advisory, including legal structuring, smart contract deployment, and listing support.

• Feasibility Study & Structuring: US$1,000 – US$2,500

• Token Creation & Smart Contract Deployment: US$2,000 – US$5,000

• Listing Support (CDE or partner exchange): 2–4% of funds raised

• Annual Compliance & Reporting Support: From US$500/year

🌟 Benefits for Co-ops & Investors

• For Co-ops: Access larger pools of capital, engage diaspora & impact investors, strengthen transparency.

• For Members: Affordable entry into investment, liquidity, and digital wealth building.

• For Investors: Secure, transparent, and tradable cooperative assets.

👉 With Co-op Project Tokenisation, Co-ops Africa bridges the gap between traditional cooperative finance and the digital capital markets, ensuring that Africa’s co-ops can raise funds locally and globally while staying true to cooperative values.

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🛒 Co-op MarketSpace

Your Digital Stall in Africa’s Cooperative Marketplace

Just like a co-op member rents a stall at a market, your co-op or business can now rent a digital store space in the Co-op MarketSpace — the online marketplace under coops.africa. For a simple yearly fee, you get a virtual shopfront where you can showcase and sell your products to cooperators, societies, and global buyers.

💼 MarketSpace Lease Fees

• Standard Stall Lease:

  • US$120/year (includes up to 50 product listings)

  • Storefront branded under your co-op name (yourcoop.coops.africa/store)

• Expanded Stall Lease:

  • US$180/year (up to 100 product listings + priority placement in search results)

• Premium Stall Lease:

  • US$250/year (unlimited listings, featured promotions, analytics dashboard)

✨ What’s Included in Your Stall Lease?

• Setup & hosting of your digital store space

• Secure payment integration

• Co-op branding & product display

• Access to Co-ops Africa buyer network

• Participation in online trade fairs & campaigns

🌟 Why Co-op MarketSpace?

✅ Just like renting a physical stall, but digital & global
✅ Low annual lease fee — keep more profit
✅ Build trust under the coops.africa brand
✅ Open doors to cross-border trade within Africa and beyond

👉 For only US$120 per year, your co-op can “set up shop” in the Co-op MarketSpace and sell to the world.

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🎥 Co-op Content Monetisation

Turn Your Stories, Knowledge, and Culture into Income

Co-ops Africa gives Co-op Societies and individual Cooperators the ability to monetise their content directly on their digital pages hosted under coops.africa. Whether it’s videos, tutorials, music, podcasts, training material, or cultural stories, your content can now generate income every time it’s viewed, subscribed to, or downloaded.

📌 How It Works

1. You create content → upload it to your co-op page on coops.africa.

2. We host and promote it → on your page and across our co-op digital channels.

3. Users pay or subscribe → to access premium content.

4. Revenue is shared → you keep 70%, Co-ops Africa retains 30% for hosting, marketing & payment processing.

💲 Monetisation Models

• Pay-per-view / download (e.g., US$1 per video, eBook, or lesson)

• Subscriptions (monthly access to your co-op’s digital library)

• Donations & tipping from supporters

• Ad revenue sharing for public content

🌟 Why Monetise with Co-ops Africa?

✅ Keep ownership of your content — we just host & process payments
✅ Access built-in cooperative audiences across Africa & diaspora
✅ Secure, transparent revenue sharing (70% you, 30% Co-ops Africa)
✅ Boosts co-op visibility while creating new income streams

🎯 Examples of Content That Can Earn

• Training videos on farming, mining, crafts, savings, etc.

• Church/co-op cultural stories and documentaries

• Co-op society events, music, and performances

• Short courses & educational material

• Cooperative news & magazines (premium subscriptions)

👉 With Co-op Content Monetisation, your society or business can teach, inspire, and earn at the same time — while contributing to the growth of Africa’s cooperative digital economy.

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💵 Co-op Debenture Listings on Co-ops Africa

Helping Co-ops Raise Capital Through Member-Backed Instruments

Co-ops Africa provides a digital platform and marketing support for Co-op Societies that wish to raise funds through the issue of Co-op Debentures, priced at US$1 each. These are primary issues offered directly by the Co-op to its members and approved private investors under private placement arrangements.

📌 How It Works

1. The Co-op Society issues debentures at US$1 each under its constitution and governing laws.

2. Co-ops Africa provides a listing page on coops.africa to showcase the debenture issue, including details such as coupon, tenure, and purpose.

3. Interested members/investors are directed directly to the Co-op Society for subscription and payment.

4. Co-ops Africa charges a 12.5% facilitation fee on funds successfully raised through the platform.

💲 Fees

• Facilitation Fee: 12.5% of total funds raised via the platform

• Listing Setup Fee: US$250 (once-off, includes design of the issue page, upload of prospectus, and promotion across Co-ops Africa digital channels)

🛡️ Disclaimer

• Co-ops Africa does not issue, sell, or distribute debentures.

• All debentures listed are primary issues by the respective Co-op Societies under their legal authority.

• Co-ops Africa is not licensed as a securities dealer or investment advisor. Our role is limited to digital hosting, listing, and promotional support for co-operatives.

• Investors must exercise due diligence, and subscriptions are made directly with the issuing co-operative under private placement arrangements.

🌟 Why Co-ops Use Us for Debenture Listings

✅ Trusted cooperative-branded platform under coops.africa
✅ Access to wider cooperative and diaspora investor audiences
✅ Simple, transparent pricing at US$1 per debenture
✅ Marketing and visibility while ensuring compliance boundaries

👉 With Co-op Debenture Listings, Co-ops Africa helps societies mobilise cooperative capital while staying compliant with private placement rules and keeping full control of their fundraising.

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🎓 Institute of Co-operative Management (ICM) Courses

The Institute of Co-operative Management (ICM) is the training and professional development arm of Co-ops Africa, providing tailored courses that equip co-operators, leaders, and managers with the knowledge and skills to grow strong, sustainable co-operatives.

📌 How It Works

1. Course Catalogue: A full list of ICM courses and pricing is available on the ICM page at coops.africa.

2. Enrollment: Co-operatives or individual co-operators register online and make payment directly via the platform.

3. Delivery: Courses are offered online (self-paced or live virtual) and, where applicable, through scheduled in-person training sessions.

4. Certification: Participants receive certification from the Institute of Co-operative Management upon successful completion.

💲 Pricing

• Course pricing is per course and published transparently on the ICM page of coops.africa.

• Group enrollment discounts are available for co-operatives enrolling 10+ members.

• Special rates apply for Co-ops Africa platform partners.

🌟 Why Take ICM Courses?

✅ Practical training rooted in cooperative principles
✅ Certification that builds credibility in the co-op sector
✅ Skills development for leaders, managers, and members
✅ Flexible online learning tailored to African co-ops

⚠️ Disclaimer: ICM courses are professional education programs and are not substitutes for formal academic degrees unless otherwise accredited by relevant authorities.

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💳 Co-op Member Contribution Collection on coops.africa

Co-ops Africa enables Co-operatives to collect their routine member contributions digitally on their coops.africa pages, ensuring convenience, transparency, and security. To maximize the impact of these contributions, Co-ops Africa deducts a 30% allocation from each contribution, which is strategically invested across cooperative and social financial instruments.

🔹 Suggested Split of the 30% Deduction

• Life insurance – protection for members’ families in case of death

• Funeral cover – rapid support for burial costs

• Health insurance – basic medical coverage for members and dependents
  This allocation ensures members have financial protection, social security, and peace of mind, complementing co-op growth initiatives. |

🌟 Why This Split Works

• Balanced approach: Combines investment, savings growth, and social protection.

• Returns & security: Members benefit from capital growth (Debentures, CFI/SACCO savings) while enjoying risk coverage (insurance, social security).

• Encourages compliance: Channels part of contributions into national programs, reinforcing regulatory alignment.

• Member-centric: Supports financial well-being, builds trust, and strengthens co-operative solidarity.

💡 Example

If a member contributes US$100 per month:

• Deduction (30%): US$30

  • CDE: US$10

  • CFI/SACCO Savings: US$8

  • National Social Security: US$7

  • Co-op Sure Insurance: US$5

The remaining US$70 goes to the co-op’s operational fund, while the US$30 deduction creates long-term value, protection, and growth for the member.

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🎬 Co-op Film Industry – Pay-Per-View Films

Co-ops Africa empowers co-operatives and individual filmmakers within the Co-op Film Industry to distribute their films directly to audiences via the coops.africa platform. Members and viewers can enjoy films while supporting co-op creators, with a simple, affordable pay-per-view model.

📌 How It Works

1. Upload Your Film: Co-op filmmakers upload their films to their co-op page on coops.africa.

2. Set Pay-Per-View Access: Each film is priced at US$0.20 per view, making it affordable for wide audiences.

3. Revenue Sharing: Co-op filmmakers keep 70% of revenue, while Co-ops Africa retains 30% for hosting, promotion, and transaction processing.

4. Secure Viewing: Films are streamed securely on the platform, ensuring content protection and fair compensation.

💲 Pricing

• US$0.20 per film view

• Revenue split: 70% to the filmmaker/co-op, 30% to Co-ops Africa

🌟 Benefits

✅ Affordable entertainment and educational content for members
✅ Monetisation opportunity for Co-op filmmakers
✅ Supports the growth of Africa’s cooperative creative industries
✅ Transparent reporting of views and earnings

🎯 Ideal For

• Short films, documentaries, educational films, and cultural productions by co-ops

• Films that promote cooperative values, African heritage, or member skills

• Co-op events, festivals, and internal member screenings