The Cooperator Credit Card: Empowering Your Everyday Spending and Rewarding Your Loyalty

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The Cooperator Credit Card is more than just a credit facility—it’s a financial tool designed specifically for the co-operative movement in Africa. Issued exclusively to verified Pro Users on coops.africa, this card merges the benefits of credit access with the power of loyalty rewards, offering unparalleled value to co-operators, co-operative societies, and everyday users of the co-operative economy.

A Credit Card with Purpose

Unlike traditional credit cards, the Cooperator Credit Card is built with the co-operative economy in mind. It offers flexible credit limits determined by ZWMB (Zimbabwe Women’s Microfinance Bank) based on your trading history on coops.africa, allowing for tailored access to financial support that grows with your activity. Whether you're purchasing from the Co-op Store, investing in co-operative ventures, or managing household needs, the card gives you the purchasing power you need—backed by the security and insight of your co-operative profile.

A Loyalty Card That Rewards You

The Cooperator Credit Card also functions as a loyalty and rewards card, giving you access to exclusive discounts and deals from:

  • The Co-op Store – Save on co-op-produced goods and services.

  • Co-operative Societies – Access discounts from member-owned businesses.

  • Fellow Cooperators – Enjoy special rates when trading or buying from verified members.

  • Participating Merchants and Service Providers – Benefit from discounted services such as transport, insurance, education, and healthcare, all part of the growing co-operative network.

Every swipe of your Cooperator Credit Card supports the co-operative economy and builds a record of your engagement, increasing your future creditworthiness and access to investment opportunities.

Who Can Get the Card?

The Cooperator Credit Card is issued only to verified Pro Users on coops.africa. Becoming a Pro User is a step up in your co-operative journey—signaling your commitment to savings, investment, and participation in the broader African co-operative ecosystem. Once verified, your co-operative activity, savings behavior, and transaction history will guide ZWMB in determining your credit limit and benefits package.

Why Choose the Cooperator Credit Card?

  • Access flexible, responsible credit based on your actual economic activity.

  • Earn rewards and discounts across the co-operative and partner merchant network.

  • Support co-operative businesses with every purchase you make.

  • Grow your financial profile in a system that values trust, participation, and mutual growth.

  • Enjoy peace of mind with support from ZWMB, a bank focused on inclusive financial empowerment.


Ready to Get Started?

Join the growing community of empowered cooperators. Upgrade to Pro on coops.africa, verify your details, and apply for your Cooperator Credit Card today. This is your opportunity to spend wisely, support your community, and benefit directly from your role in the co-operative movement.

The Cooperator Credit Card—Spend with purpose, grow with your co-op.

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